Partenariat Cabinet d'avocats
🇵🇭 German Pension Refund for Filipino Citizens
Did you work in Germany and pay into the German pension system?
Many Filipinos in Germany work as nurses, caregivers, or on cruise ships. If you’re a Filipino citizen now living outside the EU or UK, you could be owed thousands of euros—no German paperwork, no risk, and no need for a German bank account.
⭐⭐⭐⭐⭐ Over 820 verified five-star reviews in just 3 years
✅ Serving Filipinos since 2015
✅ Typical payout: €13,800
✅ Fastest processing: about 8 weeks
✅ No German bank account required
✅ Secure payout via German law firm escrow
✅ Only 9.75% fee—pay nothing unless successful
✅ Support in English and Tagalog
Questions? Jump to our Filipino refund FAQ.
Filipinos across the world are reclaiming their German pension contributions with our expert Berlin team. We’ve supported hundreds of Filipino nurses, cruise ship workers, and families—so we know exactly what matters to you.
✅ Who’s Eligible?
You likely qualify if:
- You’re a Filipino citizen (not dual EU/UK)
- You worked in Germany for less than 5 years (under 60 months total)
- You haven’t paid into German pension for at least 2 years
- You’re not currently getting a German state pension
- You now live outside the EU and UK (anywhere in the Philippines or globally)
Not sure about your status?
Use our free eligibility check—our team will personally confirm your case and explain your options.
💸 How Much Can Filipinos Get Back?
Most Filipino clients receive around €13,800 (sometimes more), depending on your salary and how much you contributed.
- 100% of all mandatory German pension contributions deducted from your salary
- 50% of any voluntary or freelance contributions
- Adjustments in special cases (e.g., divorce settlements)
Fact: Germany’s pension contribution is 9.3% of gross salary (up to €8,050/month in 2025). Only earnings up to that limit count toward your refund.
🕒 How Fast Is the Process?
- With us: Most refunds are paid in just 8 weeks
- On your own: Expect 9+ months, with a high risk of paperwork delays
How do we get results so quickly?
- Direct lines to German pension authority (DRV)
- Every form, translation, and legal step handled by our expert team
- Payouts processed via a secure law firm escrow account in Berlin
🏦 Where Will My Refund Go?
No German bank account required!
Your pension refund is sent to a secure German law firm escrow account, then wired directly to your chosen bank in the Philippines (or worldwide).
You can even have the money sent to a trusted family member’s account.
We help you avoid unnecessary transaction fees and keep your payout safe.
✈️ Can I Return to Germany After Getting My Refund?
Yes! Getting your refund only clears your past contributions.
If you move back to Germany for a new job or career, you start a fresh pension record—your refund now does not block future opportunities, jobs, or visas.
📄 What Documents Do I Need?
- Valid, signed Filipino passport
- German pension insurance number (Versicherungsnummer)
- Deregistration certificate (Abmeldebescheinigung), if available
Lost your documents?
We can help you recover or replace what’s missing, and guide you step by step.
🤝 What Does It Cost?
With us, you never pay anything upfront.
Our 9.75% success fee covers everything—legal handling, escrow, translations, admin, and VAT.
You only pay after your refund is safely transferred to your account. No hidden fees, ever.
- ✅ Complete legal processing, paperwork, and secure transfer
- ✅ Translations included
- ✅ Support in English, German or Tagalog
- ✅ VAT and all admin fees—no surprises
You only pay if we succeed.
👥 Filipino Success Stories
“I worked as a nurse in Germany for three years. The process looked complicated but this team made it easy and got my €15,000 refund in less than 2 months. Salamat po!”_
— Rowena L., Quezon City
“Worked on Viking river cruises for five seasons. I had no idea about pension refunds until a friend told me. Germany Pension Refund handled everything. My refund arrived quickly and really helped my family.”_
— Jose R., Iloilo
“I lost my German documents after moving back to Manila. They helped me recover my insurance number and got my money back. Excellent support in Tagalog.”_
— Leah M., Manila
“Nurse here. Used the Germany Pension Refund and was surprised how much I got back. Recommend to all Filipinos working in Germany!”
— Florante A., Davao
❓ Frequently Asked Questions
Why can't I get a refund if I have dual citizenship with the EU or UK?
If you have EU or UK citizenship—even if you never lived there—you’re not eligible for a German pension refund. EU and UK citizens can pay voluntary German pension from anywhere, so you’re never fully “outside” the system.
How do I know if I have 60 months of contributions?
Any month you worked—even a single day—counts as one full month. Add up all your months of employment, including unemployment or maternity leave. If it’s less than 60, you’re likely eligible.
What if I worked as a nurse or on a cruise ship?
If you paid into the German pension scheme, you qualify. We have lots of experience helping Filipino nurses and cruise workers claim refunds—even if you worked on contracts or with agencies.
How much does your service cost?
9.75% of your refund, including VAT, legal, and admin fees. You never pay upfront, and you only pay after your refund is transferred to you.
Do I need a German bank account?
No. Your refund goes first to a secure German law firm escrow, then is sent to any Philippine or international bank account you choose.
How fast will I get my refund?
With us: usually within 8 weeks. Doing it yourself can take much longer.
🇵🇭 Latest 5-Star Reviews from Filipino Clients
See what nurses, cruise ship staff, and other Filipinos say about their pension refund experience:
Stephanie Mae Rasonable
APR/04/2025
Legit, pleasant, smooth experience
I highly recommend Germany Pension Refund. I had a pleasant and smooth experience claiming my Pension Refund through them. They are legit. Legally, it would take 6 months for you to claim your refund. But with them, in just over a month, my refund was granted. Saved myself from headaches and hassle of German Bureaucracy. Special thanks to Miss Julia, she was so helpful and transparent. To the hardworking people behind Germany Pension Refund, Thank you so much with all your help!
Posted on
Archie Cuesta
NOV/03/2024
Reliable and hassle free
Germany Pension Refund offers excellent services for seeking to get their refund, a reliable and hassle free pension refund process.
Special Thanks to Johannes, very helpful and kept me informed throughout the process, ensuring that I am aware of the progress being made. His very professional, very quick with their responses and clear to customer queries.
Everything was done and they translated important documents and instruction into English.
Thank you for your outstanding service.
Germany Pension Refund and the entire team. All the Best.
Thank you
Posted on
MAR/29/2024
A hassle free experience...answered us promptly and kept us updated
I am very thankful for this company for taking care of our refund. We just have to comply with the documents that they needed in order for them to process the request and that's it. It was a hassle free experience plus they will always keep you updated of what's happening to your refund. Kudos to Mr. Kühn for being so patient with us as it took us a while to comply with the documents. He answered us promptly and kept us updated. For a busy person like me and my husband who don't have time to research about the process, we are glad that we made the right choice to entrust our refund to them. I attest that they are exceptionally reliable and professional.
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Maricon Manlapas
DEC/07/2024
Transparent, professional helpful, trustworthy
Very transparent, helpful, professional and trustworthy. Received my refund in a short amount of time. Thanks to Christian and his team! Highly recommended!
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OCT/04/2024
Excellent, fast, stress-free
Offers an excellent pension refund service. They are fast, hassle-free, and truly make the process smooth and stress-free. The staff are incredibly accommodating, always ready to assist with any questions or concerns. Highly recommended for anyone seeking a quick and efficient pension refund.
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Mimi Suegay
FEB/22/2024
Took care of everything...would update me every now and then
I need not worry of anything because Julia took care of everything. She would update me every now and then. Thanks to her I was able to get my refund
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NOV/20/2024
Very smooth process
Christian is very helpful. Very smooth process. Will definitely recommend this.
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SEP/30/2024
Fast, smooth, legit
Fast and smooth transaction with them! Legit and trustworthy company.
Read on
NOV/06/2024
100% trusted
100% trusted especially Johannes. Thank you
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SEP/13/2024
Very helpful and transparent with the paperwork
Very smooth and fast transaction. I am located now in Canada but I did not encounter any problem. They were very helpful and transparent with all the paperwork. I would highly recommend them.
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Need help? Try our free refund calculator or contact our Berlin-based team—English and Tagalog support.
Helping Filipinos reclaim German pension contributions safely since 2015.
Over 820 verified five-star reviews.
Berlin-based. 100% English, German, and Tagalog support.