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German Pension Contribution Refund | Eligibility
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Êtes-vous admissible à un remboursement des cotisations retraite allemandes?
Si vous êtes un citoyen non européen , vous pourriez être qualifié pour un remboursement de vos cotisations retraite allemandes, si 24 mois se sont écoulés depuis que vous avez quitté l'Allemagne et que vous résidez actuellement en dehors de l'UE/EEE/CH/UK. Des règles spécifiques peuvent s'appliquer en fonction de votre citoyenneté.
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German Pension Refund Eligibility
En règle simple pour les citoyens albanais :
vous pouvez obtenir un remboursement de vos cotisations de retraite allemandes si vous avez travaillé en Allemagne pendant moins de 5 ans au total.
Sinon , vous n'êtes pas éligible à un remboursement, mais vous pourrez demander des prestations de retraite une fois que vous aurez atteint l'âge allemand de la retraite (65-67 ans, selon votre date de naissance).
De plus, si vous souhaitez augmenter les mensualités depuis l'Allemagne, vous êtes autorisé à cotiser volontairement au régime de retraite allemand depuis n'importe où dans le monde .
GermanyPensionRefund.com est le meilleur choix pour obtenir un remboursement de vos cotisations de retraite allemandes : un service international sûr, rapide et efficace pour les remboursements de retraite.
Claim Your German Pension Refund
After 24 months have passed since you left Germany, and you currently reside outside of the EU, you could qualify to get your German pension refund.
Specific rules might apply depending on your citizenship. Press here to fast check if your eligibly.
German Pension Refunds Claims for Contracting State Nationals
The Deutsche Rentenversicherung distinguishes between different groups of foreigners based on bilateral agreements, which can affect your German pension contributions refund claim:
If your home country has signed a social agreement with Germany you are considered a citizen of a contracting state and you can defiantly claim you German pension refund
Current agreements exist between Germany and:
Albania, Australia, Bosnia Herzegovina, Brazil, Canada/Quebec, Chile, India, Israel, Japan, Kosovo, Macedonia, Moldova, Montenegro, Morocco, Philippines, Serbia, South Korea, Tunisia, Uruguay, United States of America.
There is no general rule regarding refund claim eligibility that covers all contracting states equally. Every agreement is unique. Germany Pension Refunds specializes in the specific agreements. We know which rules apply for your specific case. Check your eligibility
Nationals of Non-Contracting States:
If you do not find yourself in either group 1 or 2, then you are considered a national of a non-contracting state: Claim your refund today, Germany and your home country have not signed any social security agreements. Check your eligibility.
German Pension Refunds Claims for Non-Contracting State Nationals
Being a national of a non-contracting state simply means that Germany and your home country have not signed any social security agreements. That is very good for your refund eligibility.
Once you have left Germany but still reside within the European Union (EU), you are allowed to pay voluntary contributions, but that ends once you move out;
If you reside outside the EU, and 24 months after your last contribution in Germany have passed, you are eligible to get a refund.
Despite what you might have heard: It does not matter how long you have paid contributions (more or less than 60 months). You have the right to get a reimbursement of all contributions you paid in Germany.
If you are eligible, Get your refund!
German Pension Refunds for Europeans
European citizens, including citizens of the EEA, CH, and UK citizens that were employed in Germany before BREXIT, are covered by EU regulations which require equal treatment to German citizens.
German citizens are allowed to pay voluntary contributions from anywhere in the world. Germans can only get a pension refund if they have reached retirement age, but failed to qualify for retirement pension. In other words, if the total period of contributions has been less than 60 months in Germany or any other country in the EU combined.
If you give up your EU citizenship and take on a non-EU nationality, you could be eligible for a refund.
Can I Claim a German Pension Refund After 5 Years of Contributing?
Most nationalities are not allowed to pay voluntary contributions after moving out of the EU, if you are among them, you can get a German pension refund after 5 years and more contributions paid.
So, who are the few selected that cannot get refunds after 5 years?
Citizens of the United States, India, Canada, Australia, Albania, Moldova, the Philippines, and South Korea cannot get a refund after having qualified for a German retirement pension by contributing for at least 5 years. If you are a citizens of one of the above mentioned countries, it is impossible to get a refund once your pension balance counts 60 months.
If citizens of Brazil, Japan, Uruguay, and the former Yugoslav states move back home, they also cannot get a refund after more than 60 monthly contributions have been paid. But if they move to a different country - e.g. the U.S.A. - this rule no longer applies and a refund is possible without any limits.
Israeli citizens living in Israel cannot get a refund before reaching the age of retirement. But if an Israeli lives abroad - e.g. in the U.S.A. - a refund is possible without any limits of contribution applied.
Germanypensionrefund.com is specialized on special cases.
Go ahead and check which rules apply for yourself. Do not get discouraged if you find out that your home country is a contracting state.