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German Pension Refund Eligibility for Citizens of Japan

If you are a Japanese national who once worked in Germany and contributed to the  German pension scheme (Deutsche Rentenversicherung), you could have a chance to get a pension refund of those payments.

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Germany - Japan| German Pension Refund | All Rights Reserved

Am I Eligible for a German Pension Reimbursement as a Japanese Citizen?

Pendant que vous étiez employé en Allemagne , chaque mois un pourcentage de votre salaire brut était versé à la " Deutsche Rentenversicherung " (Assurance pension allemande) pour les futures prestations de retraite. Mais que se passe-t-il après avoir quitté l'Allemagne ?

Selon le Code social allemand (§210 SGB IV), les cotisations retraite sont remboursables après avoir quitté l'Allemagne, uniquement si

une)   vous n'êtes pas autorisé à payer des cotisations retraite là où vous vivez actuellement, et...


b)   24 mois se sont écoulés depuis que vos dernières cotisations retraite ont été versées
 

c)   vous résidez en dehors de l' UE/EEE/CH/UK

Alors que b et c sont faciles à remplir, a définit si vous pouvez obtenir un remboursement de l'argent qui a été prélevé sur votre chèque de paie. 

Check Your Status—Completely Free

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Unsure whether you qualify? Use our no‑cost eligibility tool. Many providers charge a fee for this basic check, but we don't. Whatever the result, we’ll explain your personal situation clearly.

Service offered exclusively to non‑EU citizens.

Find Out If You Can Get Your Pension Contributions Back—It’s Free.

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Deutsche Rentenversicherung Bund  | L'assurance pension légale allemande | Tous les droits sont réservés

Êtes-vous autorisé à payer des contributions volontaires?

Cette question trouve une réponse dans l'accord de sécurité sociale que l'Albanie a signé avec l'Allemagne.

 

L'accord de pension entre l' Albanie et l'Allemagne :

 

En tant que citoyen albanais, vous n'êtes pas autorisé à payer des cotisations de retraite volontaires après avoir quitté l'Allemagne et la région mentionnée sous c uniquement si vous avez cotisé à votre retraite pendant moins de 60 mois au régime de retraite allemand.

 

En d'autres termes, en tant que citoyen albanais, vous n'avez droit au remboursement de vos cotisations d'assurance retraite que si vous n'avez pas droit à de futures prestations de retraite. Pour avoir droit aux prestations de retraite mensuelles, une période minimale de cotisation de retraite de 60 mois est requise.

 

Si vous avez droit à des prestations de retraite, vous êtes autorisé à cotiser volontairement au système allemand depuis n'importe où dans le monde. Mais : Vous n'avez pas droit à un remboursement de vos cotisations de retraite.

When Can I Return to Work in Europe After Filing My Refund Claim?

As a Japanese citizen, you may accept a new job anywhere in Europe the very next day after your refund application is submitted. Even if the refund claim is still processing, your new employment and residence status will not affect the eligibility of the claim.

What will my total German pension refund amount be?

On average, you can expect a pension refund of around €11,800. However, the exact amount will depend on your personal situation. Typically, refundable pension contributions include:

  • 100% of the mandatory German pension contributions that were deducted from your salary during your time working in Germany.

  • 50% of the voluntary pension contributions that you made, such as for freelance or self-employed work.

  • Any adjustments made due to pension equalization following a divorce before a German court can either increase or decrease your pension refund.

German pension contributions have been deducted at a rate of 9.3% of your monthly gross salary since 2018, with a cap (Beitragsbemessungsgrenze) of €8,050 per month in 2025. If your income exceeds this amount, the portion of your income above the cap is not subject to contribution deduction.

What Fees Are Associated with the Refund Process?

Our service charge is a straightforward 9.75% of the refunded amount. This fee includes VAT and covers all external legal costs. There are no unexpected charges or hidden fees. The best part is that you only pay the fee once your pension refund has been processed and transferred to you. No upfront payment is required.

Do I need a German bank account to receive my pension refund?

No, you do not need a German bank account to receive your pension refund. The refund is processed through a secure escrow account managed by a German law firm, which ensures both the security and speed of the transfer. The pension refund will then be sent to your preferred bank account, no matter where it’s located, and in the currency of your choice. This process minimizes the cost of transaction and currency conversion fees.

How long does it take for Japanese citizens to receive a German pension refund?

At our service, we prioritize speed and efficiency. We’ve streamlined the entire process to ensure that the pension refund is completed in less than 8 weeks on average. This is significantly faster than the 6+ months it could take if you were handling the process yourself. Thanks to our deep understanding of German bureaucracy and administrative procedures and our direct communication with the German pension office, we can process refunds much more efficiently.

Combien puis-je récupérer sur ma pension allemande ?

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Hayao Shizuki
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OCT/09/2024

The experience couldn't be better

The experience with Germany Pension Refund couldn't be better. German bureaucracy can be daunting, and from the beginning, Christian from GPR clarified the steps of the pension refund process, what would be needed from me, and how long I could expect it to take. He gave precise answers to all the detailed questions I asked and even followed up after the process was completed to let me know that my private data had been safely deleted. Thank you, Christian and team, it was honestly a pleasure to work with such professionals!

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Junichi Mizuno
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MAR/01/2024

I was a little nervous at the beginning...outcome has been great

Julia and her team provided me the excellent service by answering questions smoothly and steadily. I was a little nervous to use this kind of service at the beginning, but the outcome has been great. I recommend this company to anyone who want to avoid the long process and the complicated documentations.

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JAN/03/2024

A pleasure to work with from start to finish... I highly recommend!

Johannes was a pleasure to work with from start to finish! He kept me updated throughout the process and was quick to answer any questions I had. I highly recommend Johannes and his team!

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Vedant Gandhi
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DEC/26/2023

Timely updates...100% safe and secured refund process

The process is really smooth. Though it takes time due to beurocratic challenges but Johannes and his team takes you hand to hand with the whole process. timely updates about the process was given. And 100% safe and secured refund process. Thanks for the amazing services.

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Divya Agarwal
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DEC/23/2023

Very smooth and hassle free

They helped me with the refund process. Made the process very smooth and hassle free

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Mulewa Johychim
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DEC/22/2023

I got my refund sooner than I expected. They did all the hustle!

Wooow! Germany Pension Refund is sure deal. If you are out there looking for how you can claim your pension refund after having worked in Germany, please don't go anywhere else but choose Germany Pension Refund to do almost everything for you while you are relaxing in your home country. Guys, I'm being honest! I'm not marketing for GPR but I'm sharing from my recent experience. I got my refund sooner than I expected. They did all the hustle! They're very professional and they guide you in every step.

Read  on

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Gerald Lontabo
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DEC/20/2023

6 star service

Thanks for german pension… for very good experience procecing my refund… their very acomadate their clients i will give them 6 star service….

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DEC/19/2023

A+ experience...fantastic providing great communication

Honestly an A+ experience. I put off getting my pension back for so long due to the amount of effort it would require (not to mention the language barrier!).

Johannes was fantastic providing great communication and explaining how it all works. Even checking in once a month to let me know of the current status - all the way right up to me received the payment.

Thanks again!

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Wagner Fornasari
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DEC/19/2023

Professional and transparent

Completely professional and transparent process. Service without excessive bureaucracy and within the promised time.

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Hosky
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DEC/18/2023

Processed in under two months at a reasonable cost

Highly recommended. Refund was processed in under two months and at a reasonable cost. Thanks Christian and the team!

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DEC/07/2023

Transparent from beginning to end

Straightforward, and transparent from beginning to the end. Very nice.

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Pendant que vous étiez employé en Allemagne , des primes d'assurance pension obligatoire de 9,3 % * ont été prélevées sur votre salaire brut jusqu'à un plafond, et versées à la « Deutsche Rentenversicherung » (l'assurance pension légale allemande) .

 

Si vous avez la nationalité non européenne , vous pouvez récupérer vos cotisations de retraite allemandes après avoir quitté le pays, sous réserve d'éligibilité.

 

Pour savoir combien vous serez remboursé, utilisez notre  Calculateur de remboursement de pension  pour obtenir une réponse immédiate, étant donné que vous avez droit à un remboursement de pension allemand. 

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Remboursement des cotisations de retraite allemandes

Notre service est rapide, sûr et efficace . Nous ne réclamons que les remboursements qui aboutiront !  

Grâce à notre expérience, nous savons également comment accélérer le processus de remboursement des pensions allemandes et vous assurer une expérience fluide et détendue tout au long du processus de remboursement allemand.

C'est pourquoi nous sommes ici - Pour aider d'autres expatriés comme vous .

Consultation gratuite

Nous offrons une consultation gratuite - n'hésitez pas à demander votre remboursement .

N'hésitez pas à nous contacter concernant le remboursement de votre pension allemande, votre éligibilité, votre résidence, votre période d'attente ou toute autre question qui pourrait survenir en lisant les informations suivantes. Nous sommes là pour vous.

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